Financial Peace Financial Freedom Financial Control You can have them all! (Yes, you!)
Ramsey Solutions has been in the business of helping people achieve their financial goals (and then some) through a proven "9 Baby Steps" program, regardless of their initial situation.
You can do it too!
Let's Work Together!
Schedule your FREE Consultation
Phone: 281.536.6479
Email:
joie@moneyworks.coach
Do I really need this?
Do you have . . . .
$1000 readily available for an emergency expense (appliance, car repair)?
Regular 2-way conversations with your spouse about finances?
A balanced checkbook?
A written Monthly Budget?
All Credit Card balances paid in full each month? (A bit of a trick question.)
Up-to-date Student Loans?
Enough money saved to Survive a 3- to 6-month loss of Income?
Adequate insurance coverage?
If you answered "No" to any of these questions, let's schedule a free Consultation to get started toward making all the answers "Yes".
Do you want to be able to . . . .
Get out of debt?
Get married or start a family but don't know if you can afford it?
Start saving in a College Fund?
Pay off your Home Mortgage or move into a new house?
Find another job or start a new business?
Start Investing?
Build wealth for retirement?
Increase your financial support for your Church or favorite charities?
If you answered "Yes" to any of these questions, let's start making them happen. We can! Schedule a free Consultation.
Devote more time, money and energy to the things you enjoy the most.
Sports and Hobbies
Travel
Family
"Learn from the past, focus on the future."
Joie L. Folkers is Ramsey Solutions Master Trained Financial Coach.
He has coordinated several Financial Peace University (FPU) classes and is a strong advocate of the Ramsey "Baby Steps" approach to systematically achieving financial control of your life and building a bright future for you and your family, regardless of your present situation. He echos Dave Ramsey's mantra "Live like no one else so you can give like no one else."